We know that insurance options can be confusing…we’re here to help.

Medicare is just one of the many things the experts at Medicare Solutions of Tennessee know best. We have more than 30 years of experience in the insurance industry. Each of our clients needs are unique and we work together to find the best insurance solution at an affordable price.

For more information about our services, contact us.

➤ LOCATION

600 Gladstone Road
Lenoir City, TN 37771

☎ CONTACT

Call (865) 328-0405

A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

A Medicare Supplement policy is different from a Medicare Advantage Plan.  Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.

We help our clients compare monthly premiums, out-of-pocket costs and benefits associated with these plans.

Medicare Advantage Plans (also known as Medicare Part C) are private health insurance policies that, by rule, must cover the benefits of Original Medicare Parts A & B. If you join one of these plans, you generally get all your Medicare-covered health care through that plan.

This coverage can include Medicare Part D prescription drug coverage or you can enroll in a separate Medicare Part D prescription drug coverage plan. 

Medicare Part D is an optional prescription drug program for people on Medicare. This is simply insurance for your medication needs. You pay a monthly premium to an insurance carrier’s network of pharmacies to purchase your prescription medications.

Long-term care insurance can cover home care, assisted living, adult daycare, respite care, hospice care, nursing home, Alzheimer’s facilities, and home modification to accommodate disabilities. If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed.

If you are a financially conservative senior or are approaching the retirement age, and you want a conservative investment with attractive guaranteed interest rates and flexibility on payments then this is the ideal investment for you.

An annuity is simply an insurance contract. There are several types available depending on your financial needs and goals. Fixed, immediate, indexed, variable and structured annuities are most common. Annuities can begin income payments after only one month – or defer gains for a lifetime.

Annuities are popular for a variety of reasons. Most types offer predictable returns, protection of principal, tax deferral and/or systematic income. These insurance contracts are commonly used steady streams of income during retirement.

We offer life insurance quotes and enrollment from several highly-rated carriers. Our clients can compare term life insurance, whole life insurance, universal policies, and single premium life quotes online.

We can help recommend life insurance coverage to protect your family as well as policies that reduce inheritance taxes or transfer wealth between generations.